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Terri Rosales

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Member for
6 months 2 weeks 5 days

Personal Info

Full Name
Terri Rosales
Bio

I have been helping clients with their mortgage needs for over 30 years. I have moved to Phoenix but I have the East coast work mentality...I am available 24/7! I live by guiding principals that are rooted in honesty, integrity and unmatched service.

BBVA is a boutique lender that plays outside the box by offering non-QM portfolio products. Our portfolio products include:

-Professional loan financing with 5% down to $1.25m, ( includes doctors, dentists, attorney's, CPA's) with No PMI.
-Doctors loan financing at 100%, No PMI.
-Jumbo loans with 10% down, No PMI.
-Jumbo financing to 660 fico and below.
-Ability to work with 1 yr tax return for self-employed.
-Financing for borrowers with IRS tax liens.
-CRA Home program that featurs 100% LTV, No PMI to 620 fico.
-Foreign National Programs
-Construction to Permanent, one-time close.
-Non-warrantable condos.
-Lot loans.
-Home Equity.
-Unsecured lending.

Contact me for more information at 480-201-0868 or email me at Terri.Rosales@bbva.com


Professional Info

Organization
BBVA Compass Bank
Job Title
Mortgage Banking Officer, AVP
Business Website
http://bbvacompass.com/mortgages/trosales
Industry
Banking
Profession
Mortgage Banker - Home Loans
Business Description
We offer awesome portfolio product to help qualify more borrowers for a mortgage.  Below is some of our out-of-the-box features:
 
- 100% Physician loans, (and residents) to $650,000 with NO MI
   -95% Professional loans, (Attorneys, dentists, CPA's and Doctors) to $1,250,000 with NO MI
- 100% CRA program, 620 fico, NO MI, BBVA pays $4500 toward eligible closing costs.  Conventional program so no potential FHA appraisal issues
- Non-QM loans with ratios from 43-50%
- For borrowers with non-traditional income, asset dissipation or asset annualization 
- 1 year self-employed OK
- Construction loans, one-time close...one application and closing to $5mm, builders love our dedicated draw coordinator
- Non-warrantable condos, no presale needed on new construction
- Jumbo financing down to 660 fico
- 10% down payment up to $1mm, NO MI, 15% to 1.5mm, NO MI
- Lot Loans
 
Exceptions can be made on all portfolio products if specific criteria is met, (LTV, fico, reserves i.e)
Address
7335 East Doubletree Ranch Road
City
Scottsdale
Zip
85258
Phone
480-201-0868

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