- Member for
- 8 months 2 weeks 4 days
- Full Name
- Terri Rosales
I have been helping clients with their mortgage needs for over 30 years. I have moved to Phoenix but I have the East coast work mentality...I am available 24/7! I live by guiding principals that are rooted in honesty, integrity and unmatched service.
BBVA is a boutique lender that plays outside the box by offering non-QM portfolio products. Our portfolio products include:
-Professional loan financing with 5% down to $1.25m, ( includes doctors, dentists, attorney's, CPA's) with No PMI.
-Doctors loan financing at 100%, No PMI.
-Jumbo loans with 10% down, No PMI.
-Jumbo financing to 660 fico and below.
-Ability to work with 1 yr tax return for self-employed.
-Financing for borrowers with IRS tax liens.
-CRA Home program that featurs 100% LTV, No PMI to 620 fico.
-Foreign National Programs
-Construction to Permanent, one-time close.
Contact me for more information at 480-201-0868 or email me at Terri.Rosales@bbva.com
- BBVA Compass Bank
- Job Title
- Mortgage Banking Officer, AVP
- Business Website
- Mortgage Banker - Home Loans
- Business Description
- We offer awesome portfolio product to help qualify more borrowers for a mortgage. Below is some of our out-of-the-box features:- 100% Physician loans, (and residents) to $650,000 with NO MI-95% Professional loans, (Attorneys, dentists, CPA's and Doctors) to $1,250,000 with NO MI- 100% CRA program, 620 fico, NO MI, BBVA pays $4500 toward eligible closing costs. Conventional program so no potential FHA appraisal issues- Non-QM loans with ratios from 43-50%- For borrowers with non-traditional income, asset dissipation or asset annualization- 1 year self-employed OK- Construction loans, one-time close...one application and closing to $5mm, builders love our dedicated draw coordinator- Non-warrantable condos, no presale needed on new construction- Jumbo financing down to 660 fico- 10% down payment up to $1mm, NO MI, 15% to 1.5mm, NO MI- Lot LoansExceptions can be made on all portfolio products if specific criteria is met, (LTV, fico, reserves i.e)
- 7335 East Doubletree Ranch Road