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Derick Vogel

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Member for
7 years 1 month 2 weeks

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Derick Vogel


My name is Derick Vogel, and I'm the Founder and CEO of Credit Absolute. I wanted to take a moment to say hello and share who I am, what I do, and what I can do for you. I was a mortgage loan officer for 10 years before I started Credit Absolute. I saw challenged credit reports every day and didn't have a trusted credit counseling and education company to refer my clients. I realized after using a credit repair company that there had to be something better out there. The companies were all the same; charging a big amount up front or charging monthly fees with no real action plan. After months of research, I decided there wasn't an existing company that met my standards, so I created Credit Absolute in 2012. Credit Absolute provides an education on how the credit scoring models work while behind the scenes we work on helping remove inaccurate, unverifiable or outdated items. What sets us apart? We take the time to educate you and create an action plan to blueprint how to build new positive credit and maintain your current credit report to maximize your three credit scores. I have been in the credit counseling and education industry for over 7 years and continue to expand my education to help you. We have a 98% success rate helping you improve your three credit scores from 40 points minimum up to 100 points in 30 - 90 days on average. We look forward to giving you an action plan on how you can improve your credit through a proven process with our straight line education. Our full suite of services are more than credit counseling! Credit Absolute resources include:
  • FCRA Credit Attorneys (For Free)
  • Student Loan Debt Relief (Private and Federal)
  • Federal and State Tax Lien Attorneys
  • Debt Settlement Attorney
  • Refinance options for high interest rate car loans
  • Personal and Business Funding from $50,000 TO $150,000
Once you have graduated from our credit program and you're looking for better ways to leverage your money, we also offer our Financial Fitness Class for FREE to show you how to leverage your credit to make money. That's right you can make money off of your credit and also learn how to pay less in taxes. Thank you for taking an interest in Credit Absolute. "Creating Credit Approvals" If you want to achieve excellent credit scores and proper education to maintain your credit profile so you can have purchasing confidence (and save thousands of dollars in interest!) then you've come to the right place. Feel free to call Felicia Leslie my Executive Assistant at 480-696-5853 to tell us a little bit more about yourself and how we can help you start improving your credit profile today. Welcome to the Credit Absolute Family – we're thrilled you're here and look forward to helping you in any way that we can! Committed to your success,
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Professional Info

Credit Absolute
Job Title
Founder and CEO
Business Website
Credit Restoration, Credit Repair - Business Credit - Debt Settlement
Business Description

                                                                                                Full Services with Credit Education and Restoration

1. Credit Dispute and Credit Education:

- 24/7 Online portal for complete tracking of the restoration process

- Automatic notifications for all updates

- We send customized dispute letters to all 3 major credit bureaus

- We also send direct creditor letters if we get no response from the 3 major credit bureaus (If needed we will draft letters for clients to send certified mail)

- Help you obtain new lines of credit through credit card affiliates

- Provide you education on what the proper mix of credit is - ex. Mortgage, installment loan, personal loan, secured loan, revolving debt and how to properly maintain the balance ratios on each account to maximize the credit scores on a monthly basis

2. Credit Monitoring:

- Monthly credit reports

- Credit scores

- Credit bureau monitoring and email alerts

- Fraud alert assistance

- 1 million in identity theft coverage

- Identification fraud specialist

- Lost wallet form

- Lost wallet assistance

- Opt – out IQ (junk mail/do not call list)

- Credit Score Simulator ( Best Feature)

- Credit score tracking and checking account report

3. Credit Protection:

- If our clients feel, in the future, they will have new negative item(s) come up they can enroll for our full service protection and receive 50% off of any new negative item(s) that appear after their initial enrollment date.

4. Student Loan Debt Relief:

- No Cost Pre-Qualification - Employment does not matter; in fact, the less a client makes, the more we can do for the client! - Substantial lifetime savings - Full and partial forgiveness programs - EVERYTHING quoted is right on and results are 100% GUARANTEED! - Work for a non-profit? We can eliminate $5,000 from their balance - Lower debt-to-income ratios to obtain better rates and terms when buying a home or car - Work for the government? We can eliminate between $5,000 & $17,000 from their balance Income based programs available that fit their budget, even if unemployed or on disability including zero payments - Late student loan payments? It's OK! We will get them in "good standing" again

5. Debt Collection:

- If we cannot get the negative items deleted because they are accurate and verifiable, we will contact the creditors with the clients and help negotiate the balance and attempt to get a deletion letter.

6. (FDCPA) Collection Attorney:

- Consumer Law Attorney / Fair Debt Collection Practices Act (FDCPA)

- Free Consultations - Many debt collectors do not comply with the strict laws that govern the way they conduct collection activities. We have the ability to sue debt collectors that engage in harassing, threatening or abusive behavior. We would be glad to discuss your situation and review any collection letters you may have received.

7. Bankruptcy Attorney:

- Once you have identified a potential bankruptcy candidate, we ask that you qualify that prospect by simply assuring that they have at least $5,000 in debt that they are willing to consider bankruptcy as a possible solution to eliminating that debt and that they are willing to speak to an attorney.

8. Federal and State Tax Lien Attorney:

- IRS Tax Liens: The IRS will place a claim against a taxpayer's property or person as collateral for a tax debt.

- IRS Bank Levies: The IRS will seize funds from a taxpayer's bank account(s) or accounts receivable for an IRS tax debt.

- IRS Wage Garnishments: The IRS will seize a portion of a taxpayer's wages, paycheck, or salary to satisfy a tax debt.

9. Budgeting Calculator and Financial Advisor Support:

- Free one on one meeting and analysis

- Building and managing wealth

- Planning for retirement

- Managing Taxes

- Covering Insurance needs

- Preserving Wealth

All employees are members of NACSO and are Certified DisputeSuite Diamond Credit Repair Experts!

8723 East Via De Commercio
Address Line 2
Suite B 101

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